Our AI can |
From claim filing to payout – fully automated in minutes.
Vision AI • Document AI • Automate AI • Agent AI • Security AI – one platform.
Why Insurers Rely on
AI Automation
Document Flood
Thousands of damage photos, medical reports, expert opinions and forms daily – manual review doesn't scale.
Long Processing Times
Customers expect fast settlement. Delays lead to dissatisfaction and complaints to BaFin.
Fraud Detection
Insurance fraud causes billions in damages. Manipulated documents and duplicate claims often go undetected.
Compliance Pressure
Solvency II, GDPR, GDV guidelines – every transaction must be documented and archived audit-proof.
Manual vs. PaperOffice AI
Manual processing
- 15-30 min per claim
- High error rate in data entry
- Fraud hard to detect
- No automatic classification
- Media breaks between systems
- Manual compliance check
PaperOffice AI
- <2 min automated processing
- 100% recognition accuracy
- AI-powered fraud detection
- Automatic document classification
- Seamless system integration
- Automatic compliance documentation
AI damage analysis
in seconds
See how PaperOffice AI analyzes a damage photo – like an experienced assessor, but in 2 seconds instead of 2 hours.
Heavily dented, structural deformation, replacement required
Left-side deformation, check brackets
Housing warped/broken, check LED unit
Minor deformation left side, repair possible
Wheel well dented – suspension check recommended
Repair costs under 40% of current value – no economic total loss
No manipulation detected, original capture
Consistent, capture date plausible
Consistent with accident (side impact)
No duplicate claim, no known fraud vehicle
No synthetic image elements detected
Automatic approval recommended
All checks passed – claim can be settled without manual review.
How Insurers Use
PaperOffice AI
Claims Processing
Automatic capture of damage photos, cost estimates and expert opinions. AI recognizes damage type, calculates settlement amount and identifies anomalies.
Application Processing & Underwriting
Automatically review new insurance applications. Risk assessment through AI analysis of health questionnaires, claims history and external data.
KYC & Identity Verification
Automatic verification of ID documents, address proofs and signatures. Biometric matching and document authenticity check.
Broker Mail Processing
Automatically classify incoming broker mail, assign to the right cases and transfer to core systems.
Health Insurance
Automatically analyze and process medical reports, prescriptions, hospital bills and treatment plans.
Fraud Detection
AI analyzes patterns in claims history, detects manipulated documents and identifies suspicious duplicate claims.
PDF AI-Splitter
Automatically split claim file stacks. AI recognizes document boundaries and names each individual document intelligently.
- Up to 3,000 pages/stack
- LLM-based file naming
- Auto-sort claim files
Document Anonymization
Redact claim files GDPR-compliant – for external assessors, court proceedings or internal audits.
- Court proceedings mode
- External sharing
- Preview or automatic
Automate AI
Automates every step
From claim filing to payout – intelligent workflows with human-in-the-loop, legally secure signatures and full compliance.
Claim Filed
Receipt via app, mail or portal
AI Review
Automatic analysis & classification
Case Worker
Human-in-the-loop when needed
Payout
Automatic settlement
Event-driven Architecture
Every claim, every document, every status change automatically triggers the next steps.
Human-in-the-Loop
Automatic escalation to case workers for edge cases, unclear situations or high amounts.
Digital Signature (eIDAS)
Legally binding electronic signatures for settlement agreements and assignment declarations.
Complete Compliance
Automatic documentation of all decisions for BaFin, Solvency II and internal audits.
Vehicle Damage Claim
Agent AI
24/7 for Your Customers
Intelligent communication across all channels. Answers customer inquiries, explains policies, takes claims and escalates to employees when needed.
Telegram Bot
Claim filing and status inquiries directly in messenger
Web Chat
Embedded in customer portal with document upload
Voice (TTS/STT)
Phone claim filing with speech recognition
Webhook API
Integration into existing customer portals and apps
Knowledge Graph Integration
The agent knows all policies, rates and conditions. It can answer complex coverage questions and create rate comparisons.
Supervisor Mode
For complex cases, emotional customers or escalations, an employee seamlessly takes over. The agent hands over the complete context – no information loss.
One Platform.
Unbeatable power.
Document AI, Automate AI, Agent AI and Security Services work seamlessly together – for maximum automation, security and customer satisfaction.
Document AI
Understands and extracts data from all insurance documents
Automate AI
Orchestrates processes from filing to settlement
Agent AI
Communicates with customers across all channels
Security Services
Protects against fraud and ensures compliance
Complete Process Flow
Security Services in Detail
Device Fingerprint
Detects repeat fraudsters through device identification. Prevents duplicate claims and blocks known fraud devices.
Anonymity Detector
Detects VPN, Tor and anonymous proxies. Suspicious requests are automatically escalated for manual review.
Fake Email Detector
Identifies disposable emails and temporary addresses. Prevents fake accounts for online claims.
All Insurance Documents.
One System.
Highest Standards.
Guaranteed.
BaFin Compliant
Meets all requirements of the German Federal Financial Supervisory Authority
Solvency II
Complete documentation for regulatory reporting
GDPR
Privacy-compliant processing of all personal data
GDV Standard
Compatible with the data standard of the German Insurance Association
ISO 27001
Certified information security management system
Audit-Proof
Complete audit trails for internal and external reviews
Seamless Connection to
Your Systems
Core Systems
SAP FS-CD, Guidewire, msg.Insurance Suite, NAFI
Claims Systems
Guidewire ClaimCenter, INSIS, in|sure Claims
Archiving
d.velop, ELO, DocuWare, OpenText
Communication
BiPRO, GDV-Online, TGIC
Customer Success Stories
Discover how businesses transformed their processes with PaperOffice AI.
Ready to automate
your claims processes?
Claim filing in 2 minutes. Fraud detection in seconds. BaFin-compliant from day 1.
No credit card · GDPR-compliant · Ready to use immediately